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In-Hand Salary Calculator

Convert your annual CTC into monthly take-home pay with a clear breakup of PF, gratuity, professional tax and income tax. Download the full breakup as Excel.

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FAQ

Why is my in-hand salary lower than CTC?

CTC includes employer contributions (PF, gratuity) and your deductions (PF, professional tax, income tax), which are subtracted to get take-home pay.