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Car Loan EMI Calculator

Work out your car loan EMI after down payment. Adjust the on-road price, down payment, interest rate and tenure to see your monthly instalment and total interest.

Monthly EMI
Net Loan Amount
Total Interest
Total Payment
Outstanding balance over time
View year-wise amortization schedule
YearPrincipal PaidInterest PaidBalance

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Frequently Asked Questions

How does down payment affect car loan EMI?

A higher down payment reduces the loan amount, which lowers both your monthly EMI and the total interest you pay.

What is the typical car loan tenure?

Car loans in India are usually offered for 1 to 8 years. Shorter tenures mean higher EMIs but less total interest.